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Once you have a better understanding of what your financial picture is by utilizing a tool like Mint or Microsoft Excel (or the e-FAST), you will likely have a much easier go of establishing and sticking to a budget.  While many people have budgets that they operate with, it’s difficult to know if the budget you’ve established is actually working to your benefit if you haven’t figured out your financial picture yet.  Your financial picture will allow you to ratchet down areas where money is flowing out of your pockets faster than you’re making it.  In this podcast, we’re going to go over the basics of establishing a budget.

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Disclaimer
When it comes to financial advice, I’m not going to reinvent the wheel here by trying to create catchy new terminology for existing principles, because that would be a waste of time.  While a lot of what I propose is not necessarily new–there are elements that aren’t commonly known/practiced, so I’ll try to make what I relay in my blogs/podcasts easier to relate to, and, more importantly, they’ll often be from my perspective and personal experience.  I am NOT a financial advisor, but I am someone who has learned a lot through seeing/making a lot of mistakes and working across various industries/disciplines.  If you have any questions or concerns about anything that’s mentioned in my blogs/podcasts, I invite you to seek the advice of a reputable financial expert and to do a little research.  After all, we should all be asking MORE questions when it comes to our financial well-being.

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